Financial Inclusion and Financial Empowerment among Women in Baringo County, Kenya

Financial inclusion is gaining consideration for its possibility to foster financial development and promote inclusive growth and income equality. New financial services designed specifically for women are frequently the focus of efforts to reduce gender disparities in financial inclusion. Women's contact to high-quality financial services is critical to economic growth because it enables families to improve their standard of living. This study’s purpose was to examine the connections amongst women's financial empowerment in Baringo County, Kenya, financial access, the qualityand the use of financial services. Using a descriptive research design and a positivist philosophy, Economic and system theory were used to. Women who were registered with women's groups and key informants like representatives from financial institutions, area chiefs, and the Baringo County Social Services department made up the target population. Information was gathered utilizing organized polls and key witness interviews, utilizing straightforward irregular testing to choose members. The aim of the research was academic, and participants participated voluntarily. Information investigation included information altering, coding, order, classification, and show involving Measurable Bundle for Sociologies (SPSS). Descriptive statistics likefrequency distributions, percentages, and proportions were used to summarize the data. Quantitative analysis used descriptive as well asinferentialstatistics. Findings from thisstudy emphasized the significance of financial inclusion in increasing financial independence of women, the government's and social service agencies' roles in promoting financial inclusion, the importance of givingwomen in rural areas with financial information, and the need for legislative interventions to make easy access to financial services by women were among the recommendations. Loaning foundations were urged to survey their approaches to more readily oblige the rural women monetary necessities.

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Publication Details

Journal
International Journal of Business Management Entrepreneurship and Innovation
Published
2026-11-12
DOI
https://doi.org/10.35942/52ygaz07
Primary Topic
Microfinance and Financial Inclusion
Type
article
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article

Financial Inclusion and Financial Empowerment among Women in Baringo County, Kenya

Nathan Mwenda Mutwiri, Jelimo Faith
International Journal of Business Management Entrepreneurship and Innovation
Microfinance and Financial Inclusion
article

Financial Inclusion and Financial Empowerment among Women in Baringo County, Kenya

Nathan Mwenda Mutwiri, Jelimo Faith
article en

Abstract

Financial inclusion is gaining consideration for its possibility to foster financial development and promote inclusive growth and income equality. New financial services designed specifically for women are frequently the focus of efforts to reduce gender disparities in financial inclusion. Women's contact to high-quality financial services is critical to economic growth because it enables families to improve their standard of living. This study’s purpose was to examine the connections amongst women's financial empowerment in Baringo County, Kenya, financial access, the qualityand the use of financial services. Using a descriptive research design and a positivist philosophy, Economic and system theory were used to. Women who were registered with women's groups and key informants like representatives from financial institutions, area chiefs, and the Baringo County Social Services department made up the target population. Information was gathered utilizing organized polls and key witness interviews, utilizing straightforward irregular testing to choose members. The aim of the research was academic, and participants participated voluntarily. Information investigation included information altering, coding, order, classification, and show involving Measurable Bundle for Sociologies (SPSS). Descriptive statistics likefrequency distributions, percentages, and proportions were used to summarize the data. Quantitative analysis used descriptive as well asinferentialstatistics. Findings from thisstudy emphasized the significance of financial inclusion in increasing financial independence of women, the government's and social service agencies' roles in promoting financial inclusion, the importance of givingwomen in rural areas with financial information, and the need for legislative interventions to make easy access to financial services by women were among the recommendations. Loaning foundations were urged to survey their approaches to more readily oblige the rural women monetary necessities.

International Journal of Business Management Entrepreneurship and InnovationVol. 8(2)
Microfinance and Financial Inclusion
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