Cap AI API spending: $25 prepaid credits vs per-model limits in 2026

Cap AI API spending with a $25 prepaid wallet and $2.50 reserve, leaving $22.50 aggregate committed cap; set per-model sub-caps and deny at $20.25. Independent technical note mirroring the canonical version: https://bluusun.com/blog/cap-ai-api-spending-25-prepaid-credits-vs-per-model-limits-in-2026.php Sources consulted: https://www.bluusun.com/author/nadia-okonkwo https://www.bluusun.com/blog/ai-api-costs-deepseek-vs-glm-via-router-0001-per-request-vs-50-prepaid-cap-in-2026.php https://www.bluusun.com/blog/keep-ai-costs-under-control-000114m-per-route-cap-keeps-glm-45-air-under-50-in-2026.php https://www.bluusun.com/blog/prepaid-ai-api-spend-cap-deepseek-and-glm-costs-at-50month-in-2026.php