AgriBuddy: An Integrated Digital Platform for Agricultural Financial Management, Credit Access, and Market Linkages in India

Financial management for Indian farmers is hampered by a lack of technological tools that assist with documenting farm expenses, computing creditworthiness, and communicating financial information in regional languages. This paper presents AgriBuddy Pro (Finance Buddy), an integrated digital platform enabling users to document farm financial activities, predict revenue, calculate profits, manage loans, access real-time market rates, interact with an AI chatbot, and generate bankcompliant credit reports. The system is built on React.js (frontend), Spring Boot (backend), and MySQL (database), and incorporates RESTful APIs, multilingual BHASHINI APIs, market-rate integration, and JWT-based authentication. The platform addresses three intersecting domains: AgriTech (smart farming insights), AgriBusiness (market connectivity), and AgriBuddy (comprehensive financial tracking spanning grants, loans, and insurance). Field evaluation confirms full automation of cost and revenue management, real-time profit-and-loss computation, and seamless market-API interaction. AgriBuddy Pro meaningfully contributes to UN Sustainable Development Goals 1, 2, 8, 9, and 10 by extending affordable financial services to smallholder farmers.