The Axiomatic Theory of AI-Native Money, Endogenous Scarcity and Federated Monetary Transformation

Abstract This paper develops an axiomatic framework for examining monetary and economic transformation in AI-native economies, where autonomous agents increasingly participate in asset discovery, evaluation, selection, allocation, and authorized execution. Building upon the ANOA research corpus and complementary HomeSelf Research on inferential scarcity, network-dependent allocation, computational pricing, financial intermediation, and monetary transmission, the study distinguishes five interrelated but non-equivalent economic functions: inferential market access, infrastructure enablement, agentic asset allocation, monetary settlement, and conditional value preservation. The framework investigates why monetary solvency does not necessarily imply effective participation in agent-mediated markets, how representation and admissibility constraints may affect observable prices and resource allocation, and why infrastructure concentration and cyber-physical interdependence may introduce systemic risks beyond conventional financial diversification. HomeSelf Credits (HSC) are examined as non-transferable prepaid contractual rights to infrastructure services supporting inferential market participation and agentic allocation. They are not presumed to constitute general-purpose money, investment securities, or guarantees of economic returns. Their potential to preserve future service utility depends on contractual enforceability, service availability, technological continuity, and counterparty performance. The paper integrates conditional mathematical propositions, analytical counterexamples, institutional comparisons, and proposed constitutional principles emphasizing human authority, accountable autonomy, equitable inferential access, monetary pluralism, and systemic resilience. The contribution is theoretical rather than empirical. It establishes foundations for analyzing monetary purchasing power, computational allocation, and institutional coordination without claiming to have completed a general theory of distributed monetary circulation. Keywords: AI-native economics; inferential scarcity; agentic asset allocation; monetary transformation; computational pricing; distributed macroeconomic equilibrium; financial stability; federated infrastructure; monetary transmission; human economic sovereignty.