Visa's 2026 agent-initiated transactions: the 3RI authentication checklist

Visa's 2026 agent-initiated transactions require merchants to link each 3RI request to a prior customer-initiated 3DS authentication under new Visa rules. Independent technical note mirroring the canonical version: https://l0t.me/blog/visas-2026-agent-initiated-transactions-the-3ri-authentication-checklist.php Sources consulted: https://www.bluusun.com/

Authors

Publication Details

Journal
Zenodo (CERN European Organization for Nuclear Research)
Published
2026-11-02
DOI
https://doi.org/10.5281/zenodo.23898357
Primary Topic
Advanced Authentication Protocols Security
Type
preprint
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preprint

Visa's 2026 agent-initiated transactions: the 3RI authentication checklist

Nathan Lawson
Zenodo (CERN European Organization for Nuclear Research)
Advanced Authentication Protocols Security
preprint

Visa's 2026 agent-initiated transactions: the 3RI authentication checklist

Nathan Lawson
preprint en

Abstract

Visa's 2026 agent-initiated transactions require merchants to link each 3RI request to a prior customer-initiated 3DS authentication under new Visa rules. Independent technical note mirroring the canonical version: https://l0t.me/blog/visas-2026-agent-initiated-transactions-the-3ri-authentication-checklist.php Sources consulted: https://www.bluusun.com/

Zenodo (CERN European Organization for Nuclear Research)
Advanced Authentication Protocols Security
DOIOpen Access PDFOpenAlex
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Visa's 2026 agent-initiated transactions: the 3RI authentication checklist — Nathan Lawson · Zenodo (CERN European Organization for Nuclear Research) (2026) | TGRS Research Map | TGRS