Autogestión económica de estudiantes durante su formación académica en la Facultad de Ciencias Empresariales, UTMACH.

The purpose of this research is to analyze the economic self-management strategies used by students of the Faculty of Business Sciences of the Technical University of Machala during their academic training; Interest in this study arose from the need to understand how students face economic difficulties that arise in their training. A mixed approach was applied and a survey was used on a representative sample of 367 students, identifying the main source of income for a part of the student population, evidencing alternatives to sustain their expenses and reduce their economic dependence. The most used strategies were observed when they go through difficult situations and if the income is sufficient to cover their expenses, reflecting the existence of limitations and conditioning the way of organizing their resources and decision making. Likewise, it was identified that students usually perceive an impact. in their academic performance. The results allowed us to understand the economic dynamics experienced by university students and provide information for the design of institutional strategies that contribute to strengthening permanence, well-being and academic success.

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Publication Details

Journal
Innova Science Journal
Published
2026-10-31
DOI
https://doi.org/10.63618/omd/isj/v4/n4/408
Primary Topic
Higher Education Research Studies
Type
article
Field-Weighted Citation Impact
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article

Autogestión económica de estudiantes durante su formación académica en la Facultad de Ciencias Empresariales, UTMACH.

Lady Andrea León Serrano, Francisco Javier Zumba-Vela
Innova Science Journal
Higher Education Research Studies
article

Autogestión económica de estudiantes durante su formación académica en la Facultad de Ciencias Empresariales, UTMACH.

Lady Andrea León Serrano, Francisco Javier Zumba-Vela
article en

Abstract

The purpose of this research is to analyze the economic self-management strategies used by students of the Faculty of Business Sciences of the Technical University of Machala during their academic training; Interest in this study arose from the need to understand how students face economic difficulties that arise in their training. A mixed approach was applied and a survey was used on a representative sample of 367 students, identifying the main source of income for a part of the student population, evidencing alternatives to sustain their expenses and reduce their economic dependence. The most used strategies were observed when they go through difficult situations and if the income is sufficient to cover their expenses, reflecting the existence of limitations and conditioning the way of organizing their resources and decision making. Likewise, it was identified that students usually perceive an impact. in their academic performance. The results allowed us to understand the economic dynamics experienced by university students and provide information for the design of institutional strategies that contribute to strengthening permanence, well-being and academic success.

Innova Science JournalVol. 4(4)
Universidad Tecnica de Machala (EC)
Openalex Percentile: Top 3%
Higher Education Research Studies
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