Taking control of your personal finances. Part 2: saving for the life you want

In the first article of this miniseries (May 2026), we talked about ways to audit your finances so that you can understand exactly what is coming in and out of your bank account each month. Now that you've (hopefully) implemented the budgeting tips from that article and have more disposable income each month, you need to know what to do with it. This article explores how savings can be prioritised, how to take advantage of pension tax benefits and why ‘gamifying’ your savings can help build and maintain healthy money habits.

Authors

Publication Details

Journal
In Practice
Published
2026-10-29
DOI
https://doi.org/10.1002/inpr.70131
Primary Topic
Financial Literacy, Pension, Retirement Analysis
Type
article
Field-Weighted Citation Impact
0.00
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article

Taking control of your personal finances. Part 2: saving for the life you want

Ruth Downs
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In Practice
Financial Literacy, Pension, Retirement Analysis
article

Taking control of your personal finances. Part 2: saving for the life you want

Ruth Downs
article en

Abstract

In the first article of this miniseries (May 2026), we talked about ways to audit your finances so that you can understand exactly what is coming in and out of your bank account each month. Now that you've (hopefully) implemented the budgeting tips from that article and have more disposable income each month, you need to know what to do with it. This article explores how savings can be prioritised, how to take advantage of pension tax benefits and why ‘gamifying’ your savings can help build and maintain healthy money habits.

In PracticeVol. 48(9)
Openalex Percentile: Top 4%
Financial Literacy, Pension, Retirement Analysis
DOISourceOpenAlex
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Taking control of your personal finances. Part 2: saving for the life you want — Ruth Downs · In Practice (2026) | TGRS Research Map | TGRS