Kepastian Hukum bagi Ahli Waris Indonesia atas Aset Kripto Binance dalam Hukum Perdata Internasional

Digital wealth creates difficulties for Indonesian heirs seeking crypto assets held by a deceased account holder on Binance. This study examines the legal characterization of those assets, obstacles to inheritance claims, and protective approaches under private international law. Using normative legal research with statutory and conceptual approaches, it analyzes Indonesian civil inheritance provisions, financial sector regulation, personal data protection rules, relevant scholarship, and Binance's published Inheritance Appeal procedure. The findings indicate that economically valuable crypto interests attributable to a deceased person may be assessed as estate property under general civil law principles. Nevertheless, inheritance entitlement, technical account access, and contractual claims against the platform constitute distinct legal issues. Additional uncertainty arises from documentary verification, fluctuating asset values, identification of the contracting entity, applicable law, and jurisdiction. Binance's claim facility provides an administrative route but neither establishes heirship nor resolves every cross-border dispute. The study proposes documented asset identification, proportionate verification, secure information handling, careful contractual assessment, and anticipatory digital estate planning to improve procedural clarity while protecting all legitimate beneficiaries and the integrity of cryptocurrency holdings across diverse international jurisdictions.