Access to Justice, Pre-Contractual Good Faith, and FinTech Regulation: An In-Depth Procedural and Substantive Legal Study

AbstractThis scholarly legal monograph provides a systemic doctrinal and empirical analysis of three intersecting areas of procedural, private, and European Union law arising in the context of Riga City Court proceedings No. 3-11/2059/3 (ECLI:LV:RPT:2026:0916.47372.1.L). The study examines: (1) effective access to a court under Article 92 of the Latvian Constitution, Article 6(1) ECHR, Article 47 of the Charter of Fundamental Rights of the European Union, and Article 19(1) TEU, particularly in relation to court-fee waivers; (2) the procedural boundary between formal admissibility requirements and merits-stage evidentiary assessment under Latvian civil procedure; and (3) pre-contractual liability (culpa in contrahendo) and the regulatory obligations of FinTech and crowdfunding platforms under Regulation (EU) 2020/1503. The research additionally addresses electronic evidence under the eIDAS framework and the procedural implications of institutional de-banking. Author: Diks Ancveirs, Independent Legal ResearcherResearch areas: Access to Justice, Rule of Law, Civil Procedure, EU Law, Fundamental Rights, FinTech Regulation, Pre-Contractual Liability.