Creating Evidence-Based Ratings and Life Expectancies Medical Impairments

Accurate and profitable risk selection requires evidence-based survival information. Medical Impairment Manual (MIM) ratings and life expectancies can be determined from illustrated survival and/or mortality curves in the medical literature. This article illustrates how to utilize these curves to calculate MIM ratings and life expectancy estimations.

Authors

Publication Details

Journal
Journal of Insurance Medicine
Published
2026-06-16
DOI
https://doi.org/10.17849/insm-53-2-1-4.1
Primary Topic
Health Systems, Economic Evaluations, Quality of Life
Type
article
Field-Weighted Citation Impact
0.00
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article

Creating Evidence-Based Ratings and Life Expectancies Medical Impairments

John R. Iacovino
Journal of Insurance Medicine
Health Systems, Economic Evaluations, Quality of Life
article

Creating Evidence-Based Ratings and Life Expectancies Medical Impairments

John R. Iacovino
article en

Abstract

Accurate and profitable risk selection requires evidence-based survival information. Medical Impairment Manual (MIM) ratings and life expectancies can be determined from illustrated survival and/or mortality curves in the medical literature. This article illustrates how to utilize these curves to calculate MIM ratings and life expectancy estimations.

Journal of Insurance MedicineVol. 53(2)
Openalex Percentile: Top 3%
Health Systems, Economic Evaluations, Quality of Life
DOISourceOpenAlex
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