Who Are You in the Zero-Sum System: Four Types of Actors under Integral-Based Debt Resolution — A Micro Perspective

Description:In a single positive-value monetary system, individual debt traps debtors in a spiral of punishment while granting creditors asymmetric power without intrinsic constraints. This paper introduces a micro-level classification framework based on the Symbiotic Order's dual-track monetary-integral system, where every internal transaction satisfies money + integral = constant (zero-sum). Four types of actors are defined: (1) debtors (money=0, integral=0, isolated but not stigmatized), (2) creditors (money=0, integral>0, temporary rights that decay over time), (3) ordinary persons (integral = −money, the stable foundation of the system), and (4) lenders (integral = claim-integral − money-integral, a self-balancing dual constraint). Each type has a distinct debt resolution pathway. Debtors are frozen out of the integral game until repayment, not punished. Creditors can choose a slow monetary channel (cash with integral deduction) or a fast integral channel (immediate integral credits). Lenders face a built-in trade-off between interest income and public resource priority. The system's total imbalance is concentrated in creditors, and debt resolution is the natural dissipation of this imbalance through dual-track channels—without requiring economic growth.