Financial literacy in South Africa: tabulation report based on the 2015 South African Social Attitudes Survey round

This report is one of the outputs associated with the on-going work on financial literacy in South Africa. A module of 36 questions capturing different dimensions of financial knowledge and capacity was developed by the FSB and HSRC. The 36 questions included core financial literacy questions developed by the OECD INFE as well as questions and indicators that were adapted to the South African context. These questions were fielded as a special thematic focus in the South African Social Attitudes Survey (SASAS), conducted in the last quarter of 2015. This drew on the experience of the 2011 SASAS round, which included the baseline study on financial literacy. The SASAS series has been administered by the HSRC on an annual basis since 2003. It is a nationally representative sample survey of adults aged 16 and older that investigates public's attitudes, beliefs, behaviour patterns and values in the country. The long term aim of this survey programme is to construct an empirical evidence base that will enable analysts to track and explain the attitudes, beliefs and behaviour patterns of the country's diverse populations.This tabulation report provides frequencies of all the questions asked in the module as well as cross tabulations of all the questions by age group, sex, population group, educational attainment, living standard measure, province and geographic subtype.

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Publication Details

Journal
Human Science Research Council SA
Published
2026-05-23
DOI
https://doi.org/10.14749/32384949
Primary Topic
Financial Literacy, Pension, Retirement Analysis
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article

Financial literacy in South Africa: tabulation report based on the 2015 South African Social Attitudes Survey round

Human Sciences Research Council
Human Science Research Council SA
Financial Literacy, Pension, Retirement Analysis
article

Financial literacy in South Africa: tabulation report based on the 2015 South African Social Attitudes Survey round

Human Sciences Research Council
article en

Abstract

This report is one of the outputs associated with the on-going work on financial literacy in South Africa. A module of 36 questions capturing different dimensions of financial knowledge and capacity was developed by the FSB and HSRC. The 36 questions included core financial literacy questions developed by the OECD INFE as well as questions and indicators that were adapted to the South African context. These questions were fielded as a special thematic focus in the South African Social Attitudes Survey (SASAS), conducted in the last quarter of 2015. This drew on the experience of the 2011 SASAS round, which included the baseline study on financial literacy. The SASAS series has been administered by the HSRC on an annual basis since 2003. It is a nationally representative sample survey of adults aged 16 and older that investigates public's attitudes, beliefs, behaviour patterns and values in the country. The long term aim of this survey programme is to construct an empirical evidence base that will enable analysts to track and explain the attitudes, beliefs and behaviour patterns of the country's diverse populations.This tabulation report provides frequencies of all the questions asked in the module as well as cross tabulations of all the questions by age group, sex, population group, educational attainment, living standard measure, province and geographic subtype.

Human Science Research Council SA
Quality Education
Openalex Percentile: Top 2%
Financial Literacy, Pension, Retirement Analysis
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Financial literacy in South Africa: tabulation report based on the 2015 South African Social Attitudes Survey round — Human Sciences Research Council · Human Science Research Council SA (2026) | TGRS Research Map | TGRS