Empowering backyard shack owners

Innovative financing initiatives are seeking to provide more inclusive credit to entrepreneurial homeowners. Partnering with social enterprise Bitprop, Xoliswa Sidinile (40) went from an RDP homeowner to a subsistence landlord with a goal to expand her properties. Her story illustrates how, by helping individuals navigate the regulatory landscape and access finance, the state and the private sector can contribute to a positive development trend and better living conditions in South Africa's townships.