Health Financing Insurance

This article explains how healthcare systems collect, manage, and use money to provide medical services. It discusses the importance of risk pooling, solidarity, and equity in protecting people from high medical costs. Different insurance models such as Social Health Insurance, National Health Insurance, tax-funded systems, and private insurance are compared. The article also highlights Universal Health Coverage (UHC), financial protection, and major challenges like rising healthcare costs, informal employment, and unequal access to care. The main conclusion is that broad risk pooling and fair financing create stronger and more equitable healthcare systems.