Where risk becomes visible: a layered fixed-policy framework for diabetic kidney disease screening in type 2 diabetes

Background: Diabetic kidney disease (DKD) is a leading cause of kidney failure in individuals with type 2 diabetes (T2D), yet risk identification in routine clinical practice remains incomplete. A critical and often overlooked barrier is risk observability: how much of a patient's underlying risk is actually captured in their clinical record at the time of screening. Existing prediction models evaluate performance using model-specific thresholds, making it difficult to understand how additional data sources alter real-world screening behavior or which individuals benefit when models are expanded. Methods: Biobank (N = 9,818) without retraining. Results: , discrimination was attenuated (M4 AUROC 0.659), but the relative ordering of information layers was fully preserved, and a systematic upward shift in predicted probability distributions underscored the need for recalibration before deployment in a new setting. Conclusions: DKD risk detection in T2D is substantially improved by integrating complementary information layers under a fixed clinical screening policy, with gains arising from distinct domains that identify at-risk individuals in different clinical contexts. The layered landmark framework introduced here reveals how risk observability -- shaped by monitoring intensity, healthcare engagement, and access -- determines what a screening model can detect, and provides a foundation for context-aware EHR-based screening that accounts for data availability at the time of risk assessment.