SOCIOCULTURAL COMPETENCE AS A FOUNDATION FOR COMPLEX SKILLS IN FINANCIAL LITERACY AND GLOBAL CITIZENSHIP FOR INTERNATIONAL BUSINESS STUDENTS

Globalization requires future business managers to master complex skills beyond linguistic proficiency, including sociocultural competence, financial literacy, and global citizenship. This paper explores how English as a Foreign Language instruction in Osh State University’s International Business Program integrates these skills. Students in this program differ from those in the Department of Business Management by preparing for global employment, studying English, Spanish, and German. Classroom practices such as role-plays, bilingual glossaries, cooperative projects, and reflective exercises demonstrate that sociocultural competence is essential for ethical financial decision-making and successful international cooperation. This study addresses a research gap: although intercultural competence, financial literacy, and global citizenship have been studied separately, few works integrate them within business education. By embedding cultural awareness into language instruction, Osh State University prepares graduates to act as competent global citizens in diverse financial environments.