Agentic AI and stablecoins: Hype or the future of finance?

Rarely do two transformational technologies in the financial sector emerge at the same time. Both Agentic artificial intelligence (Agentic AI) and stablecoin carry enormous potential to disrupt so much of the financial services value chain and extend their impact well beyond the sector into the broader economy, yet they also raise significant questions related to scalability and risk. This paper analyses the benefits, risks and potential future business models that might evolve from these two nascent technologies. Finally, the paper explores the convergence of Agentic AI and stablecoins, imagining the profound possibilities and challenges that emerge when autonomous intelligence is paired with stable, programmable money. This article is also included in The Business & Management Collection which can be accessed at https://hstalks.com/ business/.

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Publication Details

Journal
Journal of digital banking.
Published
2026-03-01
DOI
https://doi.org/10.69554/fovc1025
Primary Topic
FinTech, Crowdfunding, Digital Finance
Type
article
Field-Weighted Citation Impact
0.00
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article

Agentic AI and stablecoins: Hype or the future of finance?

David Barton-Grimley
Journal of digital banking.
FinTech, Crowdfunding, Digital Finance
article

Agentic AI and stablecoins: Hype or the future of finance?

David Barton-Grimley
article en

Abstract

Rarely do two transformational technologies in the financial sector emerge at the same time. Both Agentic artificial intelligence (Agentic AI) and stablecoin carry enormous potential to disrupt so much of the financial services value chain and extend their impact well beyond the sector into the broader economy, yet they also raise significant questions related to scalability and risk. This paper analyses the benefits, risks and potential future business models that might evolve from these two nascent technologies. Finally, the paper explores the convergence of Agentic AI and stablecoins, imagining the profound possibilities and challenges that emerge when autonomous intelligence is paired with stable, programmable money. This article is also included in The Business & Management Collection which can be accessed at https://hstalks.com/ business/.

Journal of digital banking.Vol. 10(4)
Future Science Group (United Kingdom) (GB)
Decent work and economic growth
Openalex Percentile: Top 6%
FinTech, Crowdfunding, Digital Finance
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