FINANCIAL LITERACY AND YOUTH: A STUDY ON THE ROLE OF EDUCATIONAL INSTITUTIONS IN ECONOMIC EMPOWERMENT

In an increasingly complex financial world, the ability to make informed economic decisions has become essential for young individuals. This study explores the significance of financial literacy among youth and examines the role of educational institutions in fostering economic awareness and empowerment. It identifies key gaps in financial education within existing curricula and highlights the need for structured and early integration of financial concepts. The paper discusses how financial literacy enhances decision-making, encourages savings behavior, and promotes entrepreneurial thinking. It also evaluates policy initiatives and institutional strategies aimed at improving financial inclusion. The study concludes that early and systematic financial education is crucial for achieving long-term economic stability and responsible citizenship (Ghosh, 2024).