AI-Driven Financial Risk Management: Machine Learning Applications in Emerging Markets

AI-Driven Financial Risk Management in Emerging Markets This research paper examines how artificial intelligence improves financial risk prediction in developing countries. We collected data from 850 finance professionals in India, Brazil, and South Africa during early 2026. Key results:- AI models 28% more accurate than traditional methods- Better detection of risky loans during economic crises- Identifies problems traditional models miss Methods: Neural networks, random forests, cross-validation testing. Main finding: AI systems can save emerging markets $1.8 trillion in potential losses by 2030. Published in:International Journal of Management and Organisational Research (IJMOR)Volume 1, Issue 1, March 2026Publisher: IFMOR (Section 8 Company)Keywords: AI finance, risk management, machine learning, emerging markets