A Study on the Growth and Performance of NBFCs with Special Reference to KB Finance

This study examines the loan portfolio performance of Non-Banking Financial Companies (NBFCs) with special reference to KB Finance. NBFCs play a significant role in the financial system by providing credit to sectors that are underserved by traditional banking institutions. The research focuses on analyzing key financial indicators such as loan growth, asset quality, and risk management practices. The study adopts a descriptive and analytical approach using secondary data collected from company reports and financial statements. Various financial ratios and trend analyses are used to evaluate the performance and stability of the loan portfolio. The findings highlight the strengths and challenges faced by NBFCs in maintaining asset quality and managing credit risk in a dynamic economic environment. This paper contributes to a better understanding of NBFC operations and provides insights for financial institutions, policymakers, and researchers. It also emphasizes the importance of effective portfolio management strategies to ensure sustainable growth and financial stability.