Hygrothermal and Climatic Energy Retrofit Strategies for Net-Zero Buildings: Performance Impacts and Occupant Health

The high energy consumption in the building sector and the increasing impacts of climate change have necessitated the transition to net-zero-energy buildings (NZEBs), in which energy retrofit strategies play a key role. However, neglecting moisture transport and climatic design while improving energy efficiency often leads to reduced building performance, material deterioration, worse occupant health, and indoor environmental problems. This review examines in detail the basic mechanisms of moisture transport, including diffusion, capillary action, and airborne moisture transport, and illustrates how poor moisture control affects thermal performance and resident health. Additionally, a comparative analysis of the impact of retrofit strategies implemented in different climatic regions on energy efficiency, carbon emission reduction, moisture-related failures and net-zero goals is conducted. At the same time, the need exists to incorporate awareness regarding the adverse effects on the health of occupants. This systematic review analyzed 120 peer-reviewed studies published from 1994 to 2026, covering different climatic regions (e.g., cold, temperate, warm–humid, etc.). The analysis found that the energy savings rates were reported to range from 18% to 45%, while the moisture-related failures in inappropriately retrofitted buildings were observed to increase by up to 32% in some cold regions. This research review provides a comprehensive advisory framework for domestic residents to take remedial steps until retrofit experts gain access in order to prevent health risks from mold and moisture ingress, which can contribute to a healthy lifestyle and a net-zero-energy building.