Bank Loan

Bank loans are one of the most important banking services provided by commercial banks to their customers, state institutions, and companies operating for various companies. They are also one of the most important banking activities, as they bring in lucrative revenues represented by commercial interest from commercial banks lending. The research focuses on explaining the concept of bank loans and their importance to the country's economic reality, as they have an impact on enhancing state revenues and facing financial crises. The aim of the research is to give greater confidence between the bank and the customer and activate the role of bank loans on a wider scale. Researching bank loans requires us to research the concept of this loan and what this concept includes in terms of defining the international loan, its importance, legal nature, and characteristics in the first section, as well as researching the pillars of the bank loan contract and its conditions in the second section, and finally researching the legal effects resulting from the bank loan contract in the third section.