A Study of Financial Literacy Among College Students in Vaibhavwadi Taluka

Financial literacy is an essential skill that enables individuals to make informed financial decisions. College students represent a crucial segment of society as they are future income earners and financial decision-makers. The present study examines the level of financial literacy among college students in Vaibhavwadi Taluka, Maharashtra. The study focuses on students’ awareness of banking services, savings, budgeting, credit management, and investment options. Primary data were collected through a structured questionnaire from various college students in vaibhavwadi taluka using random sampling. The collected data were analyzed using descriptive statistical tools. The findings reveal that while students possess basic knowledge of banking and savings, their awareness of budgeting, credit, and investment instruments is relatively low. The study highlights the need for integrating financial education into the college curriculum.