DIGITAL INFRASTRUCTURE THRESHOLDS IN THE FINTECH–HEALTH ACCESS NEXUS: EVIDENCE FROM EMERGING ECONOMIES

This study reviews the influential impact of fintech elevation on Universal Health Coverage (UHC) through a panel-based threshold structure. The linear fixed-effects representation does not exhibit a statistically compelling average outcome. The threshold findings further indicate the existence of a nonlinear relationship that relies on how favourable the digital infrastructure is. In countries where less people utilise internet capabilities, fintech shows to advance the scope of health. As digital infrastructure coverage improves fintech has a reduced response. This correlation suggests that, in progressive digitalisation advancements, improvements in health connections may be less reliant on the spread of fintech and more on overall structural fundamentals, including but not limited to institutional capacity, public health expenditure, and the health system overall arrangement.