Savings behaviour and livelihoods before and after COVID-19 – a four round panel dataset from Pune, India

The data collected for this study focuses on two research question. First, it examines the effectiveness of a portable saving device in reducing temptation spending and increasing savings using a Randomised Control Trial (RCT) design. We then build on the data collected for RCT among slum dwellers in Pune, India and expand the scope of data collection to examine the long-term effect of the COVID-19 pandemic on livelihoods and consumption expenditure. Detailed information on income, savings, expenditure, knowledge about and behaviour during the pandemic was collected during various rounds. Additional information on female empowerment, decision making within the household and behavioural parameters was also collected. Four rounds of data were collected - two rounds before COVID-19 in 2018 and 2019 through field interviews, and two rounds in 2020 and 2022 through phone interviews. The baseline sample consisted of 1525 slum dwellers who earned above subsistence level income in Pune, and we have a balanced panel of 411 individuals.

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Publication Details

Journal
Scientific Data
Published
2026-03-02
DOI
https://doi.org/10.1038/s41597-026-06648-y
Primary Topic
Microfinance and Financial Inclusion
Type
article
Field-Weighted Citation Impact
0.00

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article

Savings behaviour and livelihoods before and after COVID-19 – a four round panel dataset from Pune, India

Nitya Mittal, Sebastián Vollmer
Scientific Data
Microfinance and Financial Inclusion
article

Savings behaviour and livelihoods before and after COVID-19 – a four round panel dataset from Pune, India

Nitya Mittal, Sebastián Vollmer
article en

Abstract

The data collected for this study focuses on two research question. First, it examines the effectiveness of a portable saving device in reducing temptation spending and increasing savings using a Randomised Control Trial (RCT) design. We then build on the data collected for RCT among slum dwellers in Pune, India and expand the scope of data collection to examine the long-term effect of the COVID-19 pandemic on livelihoods and consumption expenditure. Detailed information on income, savings, expenditure, knowledge about and behaviour during the pandemic was collected during various rounds. Additional information on female empowerment, decision making within the household and behavioural parameters was also collected. Four rounds of data were collected - two rounds before COVID-19 in 2018 and 2019 through field interviews, and two rounds in 2020 and 2022 through phone interviews. The baseline sample consisted of 1525 slum dwellers who earned above subsistence level income in Pune, and we have a balanced panel of 411 individuals.

Scientific DataVol. 13(1)
University of Göttingen (DE)
Joachim Herz Stiftung
Gender equality
Openalex Percentile: Top 42%
Microfinance and Financial Inclusion
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