Financial Burden of General Surgeries by Insurance Status: A Single-Center Case Study from a Quaternary Care Teaching Hospital in Karnataka, India
Uninsured patients incurred a high financial burden for common surgical procedures, while private health insurance offered partial financial protection compared to no insurance. AB-PMJAY substantially reduced point-of-care expenditure for eligible beneficiaries. Expanding financial risk protection for surgical care may be essential for advancing equitable access and achieving UHC in India.
Authors
- Ashok Kamat
- Anindita Ghosh (ORCID: https://orcid.org/0000-0002-0165-9152)
- Reena Verma (ORCID: https://orcid.org/0009-0005-3688-6960)
- Varshini R. Jayapriya
- Manjunath Laxminarayana
- Rajib Mandal
- Ravichandran Nair
- Sagarika Kamath
- Naaz
- Tarushree Bari
- Nahima Akthar
- Rajesh Kamath
Institutions
- Manipal Academy of Higher Education (IN)
- Symbiosis International University (IN)
- Maastricht University (NL)
- KLE Academy of Higher Education and Research (IN)
- Assam Down Town University (IN)
- Kasturba Medical College, Manipal (IN)
Publication Details
- Journal
- Healthcare
- Published
- 2026-02-26
- DOI
- https://doi.org/10.3390/healthcare14050587
- Primary Topic
- Healthcare Policy and Management
- Type
- article
- Field-Weighted Citation Impact
- 0.00