Exploring the Investment Construct for Quantifying AI Utilization

ObjectiveWe explored the <i>Investment</i> construct to quantify human utilization of AI and examined respect, trust, workload, and self-confidence as factors influencing utilization within the <i>Investment</i> Framework.BackgroundThe <i>Investment</i> construct is a new approach proposed to quantify human utilization of AI-enabled agents based on the measurable opportunity costs incurred by humans. An experimental study was conducted to operationalize the construct and examine its relationships with influencing factors.MethodThirty participants performed a maintenance task while an AI assisted them. Participants were split into three groups with different allocated completion times to simulate different task-load levels, under the assumption that a lower task load would lead to higher <i>Investment</i>. We collected typing data as the objective measure of <i>Investment</i>, and responses to a six-item custom scale as the subjective measure. Additionally, we collected data for the influencing factors listed above.ResultsThere was a significant difference between groups in terms of both <i>Investment</i> measures, and <i>Investment</i> was higher with a lower task load, as expected. Furthermore, these two <i>Investment</i> measures correlated. We also revealed a correlation between respect and the subjective measure of <i>Investment</i>. No other significant correlations were revealed.ConclusionThis study presents the first empirical evidence of AI utilization conceptualized through incurred opportunity costs within the <i>Investment</i> Framework, explored using two independent measures and influencing factors.ApplicationThe <i>Investment</i> Framework can guide the design of effective human AI interaction by helping to balance human effort and AI benefit, prevent underutilization, and enhance both team performance and AI improvement.

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Publication Details

Journal
Human Factors The Journal of the Human Factors and Ergonomics Society
Published
2026-02-24
DOI
https://doi.org/10.1177/00187208261421986
Primary Topic
Ethics and Social Impacts of AI
Type
article
Field-Weighted Citation Impact
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article

Exploring the Investment Construct for Quantifying AI Utilization

Garrett E. Reisman, Ulubilge Ulusoy
Human Factors The Journal of the Human Factors and Ergonomics Society
Ethics and Social Impacts of AI
article

Exploring the Investment Construct for Quantifying AI Utilization

Garrett E. Reisman, Ulubilge Ulusoy
article en

Abstract

ObjectiveWe explored the <i>Investment</i> construct to quantify human utilization of AI and examined respect, trust, workload, and self-confidence as factors influencing utilization within the <i>Investment</i> Framework.BackgroundThe <i>Investment</i> construct is a new approach proposed to quantify human utilization of AI-enabled agents based on the measurable opportunity costs incurred by humans. An experimental study was conducted to operationalize the construct and examine its relationships with influencing factors.MethodThirty participants performed a maintenance task while an AI assisted them. Participants were split into three groups with different allocated completion times to simulate different task-load levels, under the assumption that a lower task load would lead to higher <i>Investment</i>. We collected typing data as the objective measure of <i>Investment</i>, and responses to a six-item custom scale as the subjective measure. Additionally, we collected data for the influencing factors listed above.ResultsThere was a significant difference between groups in terms of both <i>Investment</i> measures, and <i>Investment</i> was higher with a lower task load, as expected. Furthermore, these two <i>Investment</i> measures correlated. We also revealed a correlation between respect and the subjective measure of <i>Investment</i>. No other significant correlations were revealed.ConclusionThis study presents the first empirical evidence of AI utilization conceptualized through incurred opportunity costs within the <i>Investment</i> Framework, explored using two independent measures and influencing factors.ApplicationThe <i>Investment</i> Framework can guide the design of effective human AI interaction by helping to balance human effort and AI benefit, prevent underutilization, and enhance both team performance and AI improvement.

Human Factors The Journal of the Human Factors and Ergonomics Society
University of Southern California (US), University of Colorado Boulder (US), California Southern University (US), University of Colorado System (US)
Openalex Percentile: Top 48%
Ethics and Social Impacts of AI
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