Agricultural Loan Performance of Bank of Baroda in The Pre and Post-Merger Era
The merger of Bank of Baroda (BoB) with Vijaya Bank and Dena Bank in 2019 created India’s secondlargest public-sector bank. This structural transformation brought changes in agricultural lending patterns,credit availability, loan processing efficiency, and farmer outreach.This research paper examines the types of agricultural loans offered by Bank of Baroda, evaluates theireffectiveness, and analyzes the impact of the merger on the agriculture sector through improved credit delivery,outreach, and service quality
Authors
- Dr. Subhash Sopan Wavhal
- Sonali Mahadev Chavan
Institutions
- Fergusson College (IN)
- Kalinga University (IN)
Publication Details
- Journal
- Zenodo (CERN European Organization for Nuclear Research)
- Published
- 2026-02-14
- DOI
- https://doi.org/10.5281/zenodo.18639449
- Primary Topic
- Innovations and Analysis in Business and Education
- Type
- article
- Field-Weighted Citation Impact
- 0.00