NHS Consultants and Their Use of Private Medical Insurance

In this exploratory survey, self-funded PMI ownership among responding NHS hospital consultants appeared higher than published estimates for the UK general population. Faster access to healthcare was the most commonly reported motivation. Given the low response rate and potential for selection bias, these findings should be interpreted cautiously and may not be truly representative of the group as a whole. Further studies with larger, more representative samples are required to better understand healthcare access perceptions among senior NHS clinicians.

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Publication Details

Journal
Cureus
Published
2026-02-12
DOI
https://doi.org/10.7759/cureus.103466
Primary Topic
Healthcare Policy and Management
Type
article
Field-Weighted Citation Impact
0.00
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article

NHS Consultants and Their Use of Private Medical Insurance

Craig Nightingale
Cureus
Healthcare Policy and Management
article

NHS Consultants and Their Use of Private Medical Insurance

Craig Nightingale
article en

Abstract

In this exploratory survey, self-funded PMI ownership among responding NHS hospital consultants appeared higher than published estimates for the UK general population. Faster access to healthcare was the most commonly reported motivation. Given the low response rate and potential for selection bias, these findings should be interpreted cautiously and may not be truly representative of the group as a whole. Further studies with larger, more representative samples are required to better understand healthcare access perceptions among senior NHS clinicians.

CureusVol. 18(2)
University Hospital Coventry (GB), University Hospitals Coventry and Warwickshire NHS Trust (GB)
Partnerships for the goals
Openalex Percentile: Top 63%
Healthcare Policy and Management
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