OPINION REGARDING EXPORT FINANCE AMONG EXPORTERS IN LEATHER INDUSTRY WITH SPECIAL REFERENCE TO VELLORE DISTRICT

Abstract: Export finance plays a vital role in promoting the growth and competitiveness of the leather industry, particularly in export-oriented regions like Vellore District. This study examines the opinion of leather exporters regarding export finance facilities provided by banks and financial institutions. It focuses on exporters’ awareness, accessibility, adequacy, cost of finance, procedural requirements, and overall satisfaction with export credit services. The study also identifies key challenges faced by exporters, such as delays in sanctioning, stringent documentation, high interest rates, and foreign exchange risks. Primary data were collected from leather exporters in Vellore District using a structured questionnaire, and appropriate statistical tools were applied for analysis. The findings highlight the need for simplified procedures, exporter-friendly credit policies, and improved banker–exporter coordination to enhance the effectiveness of export finance and support the sustainable growth of the leather industry in the district. Keywords: Export Finance, Leather Industry, Opinion, Credit, Easy Access. Title: OPINION REGARDING EXPORT FINANCE AMONG EXPORTERS IN LEATHER INDUSTRY WITH SPECIAL REFERENCE TO VELLORE DISTRICT Author: R.Jayanthi, Dr.G.Vinayagamoorthi International Journal of Management and Commerce Innovations ISSN 2348-7585 (Online) Vol. 13, Issue 2, October 2025 - March 2026 Page No: 331-335 Research Publish Journals Website: www.researchpublish.com Published Date: 05-February-2026 DOI: https://doi.org/10.5281/zenodo.18493635 Paper Download Link (Source) https://www.researchpublish.com/papers/opinion-regarding-export-finance-among-exporters-in-leather-industry-with-special-reference-to-vellore-district