Customer Loyalty Bank Syariah Indonesia (BSI) in The Digital Age

The purpose of this article is to analyze consumer loyalty conveyed by customer satisfaction with digital marketing, product quality, and digital service at Bank Syariah Indonesia (BSI) as exogenous variables. We collected 100 customers as respondents using simple random sampling. Data analysis of structural equation models using Smart PLS. The results show that digital marketing and product quality positively affects to customer loyalty. Digital service negatively affects to customer loyalty. Digital marketing and product quality positively impact customer satisfaction. Digital service negatively affects to customer satisfaction. Customer satisfaction negatively mediated toward digital marketing and product quality, but positively mediated toward digital service. The novelty of this study lies in the mediating role of consumer dissatisfaction in the relationship between digital services and marketing towards loyalty. Digital systems readiness in this case is crucial. Future research needs to analyze the impact of organizational customers leaving BSI as is currently happening.

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Publication Details

Journal
Springer Link (Chiba Institute of Technology)
Published
2025-05-26
DOI
https://doi.org/10.1051/shsconf/202521701001/pdf
Primary Topic
Technology Adoption and User Behaviour
Type
article
Field-Weighted Citation Impact
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article

Customer Loyalty Bank Syariah Indonesia (BSI) in The Digital Age

Aenurofik Aenurofik, Daryl M. De Asis, Muchammad Arif Kurniawan, Siti Aminah Caniago et al.
Springer Link (Chiba Institute of Technology)
Technology Adoption and User Behaviour
article

Customer Loyalty Bank Syariah Indonesia (BSI) in The Digital Age

Aenurofik Aenurofik, Daryl M. De Asis, Muchammad Arif Kurniawan, Siti Aminah Caniago, Nur Afifatul Arbaiyah, Abdul Hamid, Mansur Chadi Mursid
article en

Abstract

The purpose of this article is to analyze consumer loyalty conveyed by customer satisfaction with digital marketing, product quality, and digital service at Bank Syariah Indonesia (BSI) as exogenous variables. We collected 100 customers as respondents using simple random sampling. Data analysis of structural equation models using Smart PLS. The results show that digital marketing and product quality positively affects to customer loyalty. Digital service negatively affects to customer loyalty. Digital marketing and product quality positively impact customer satisfaction. Digital service negatively affects to customer satisfaction. Customer satisfaction negatively mediated toward digital marketing and product quality, but positively mediated toward digital service. The novelty of this study lies in the mediating role of consumer dissatisfaction in the relationship between digital services and marketing towards loyalty. Digital systems readiness in this case is crucial. Future research needs to analyze the impact of organizational customers leaving BSI as is currently happening.

Springer Link (Chiba Institute of Technology)
Openalex Percentile: Top 11%
Technology Adoption and User Behaviour
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Customer Loyalty Bank Syariah Indonesia (BSI) in The Digital Age — Aenurofik Aenurofik, Daryl M. De Asis, et al. · Springer Link (Chiba Institute of Technology) (2025) | TGRS Research Map | TGRS