Predicting Bankruptcy in Wholesale, Retail, and Motor Vehicle Repair: An AI-ML Perspective

The study concludes that AI-ML models are highly effective for bankruptcy prediction in India's trade services sector. For stakeholders like investors and creditors, the key takeaway is the superior value of a segmented analytical approach. This strategy maintains high predictive accuracy while revealing nuanced, specific risks. Ultimately, it provides a powerful, tailored tool for safeguarding financial interests in an emerging market context.