Rural Reconstruction Through Women Empowerment: Insights from SHGs in Rural Jharkhand

This study investigates the role of women’s self-help groups (SHGs) in fostering rural reconstruction through empowerment in Jharkhand, India. Drawing on primary survey data from 105 SHG members in Giridih district, we employ a logistic regression model to analyse how participation in SHGs influences women’s economic autonomy, social mobility and decision-making power within households. Results indicate that income enhancement and awareness of legal rights significantly increase women’s participation in household decision-making and community-level dispute resolution. By situating these findings within Rabindranath Tagore’s vision of rural reconstruction and India’s contemporary agenda of Atmanirbhar Bharat , the study demonstrates how SHGs bridge historical ideals and modern development policy. We argue that SHGs are not only microfinance institutions but also agents of socio-political transformation. The article contributes to debates on grassroots empowerment by providing empirical evidence and policy insights for strengthening SHG-based interventions in rural development.

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Publication Details

Journal
SEDME (Small Enterprises Development Management & Extension Journal) A worldwide window on MSME Studies
Published
2026-01-22
DOI
https://doi.org/10.1177/09708464261415971
Primary Topic
Microfinance and Financial Inclusion
Type
article
Field-Weighted Citation Impact
0.00
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article

Rural Reconstruction Through Women Empowerment: Insights from SHGs in Rural Jharkhand

Vishal Kumar, Dhiraj Mani Pathak
SEDME (Small Enterprises Development Management & Extension Journal) A worldwide window on MSME Studies
Microfinance and Financial Inclusion
article

Rural Reconstruction Through Women Empowerment: Insights from SHGs in Rural Jharkhand

Vishal Kumar, Dhiraj Mani Pathak
article en

Abstract

This study investigates the role of women’s self-help groups (SHGs) in fostering rural reconstruction through empowerment in Jharkhand, India. Drawing on primary survey data from 105 SHG members in Giridih district, we employ a logistic regression model to analyse how participation in SHGs influences women’s economic autonomy, social mobility and decision-making power within households. Results indicate that income enhancement and awareness of legal rights significantly increase women’s participation in household decision-making and community-level dispute resolution. By situating these findings within Rabindranath Tagore’s vision of rural reconstruction and India’s contemporary agenda of Atmanirbhar Bharat , the study demonstrates how SHGs bridge historical ideals and modern development policy. We argue that SHGs are not only microfinance institutions but also agents of socio-political transformation. The article contributes to debates on grassroots empowerment by providing empirical evidence and policy insights for strengthening SHG-based interventions in rural development.

SEDME (Small Enterprises Development Management & Extension Journal) A worldwide window on MSME Studies
Ranchi University (IN), Xavier School of Management (IN), St Xavier’s College (IN)
Decent work and economic growth
Openalex Percentile: Top 85%
Microfinance and Financial Inclusion
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