THE FLOATING BRIDGE: ASSESSING THE POLITICS OF PENSION AND GRATUITY IN NIGERIA

Pension in Nigeria has been very problematic and has provoked a lot of researches. Workers work and retire in good health and suddenly drifted into ailment and abject penury due to non-payment of gratuity and epileptic pension payment. Therefore, this study investigated different pension regimes in Nigeria and their inability to address the plight of the retirees. The study adopted qualitative research methodology and content analysis technique was used as medium of analysis. After interrogating the nuances of pension in Nigeria, some revelations were made and based on the revelations, the study concludes that: Government should mount awareness campaign drive by in print, electronic and social media. Scale up micro pension in the informal sector. Government should prudently manage the pension fund to ensure that retirees receive their monthly pension instantly at retirement and to reorganize PenCom, PFAs and PFCs, and also organize regular workshops and seminars for the pension agencies and stakeholder.

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Publication Details

Journal
Zenodo (CERN European Organization for Nuclear Research)
Published
2026-01-06
DOI
https://doi.org/10.5281/zenodo.18163612
Primary Topic
Financial Literacy, Pension, Retirement Analysis
Type
article
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article

THE FLOATING BRIDGE: ASSESSING THE POLITICS OF PENSION AND GRATUITY IN NIGERIA

Nnamdi Michael Nwadiogbu, Laura Chinenye Oranika-Umeasiegbu
Zenodo (CERN European Organization for Nuclear Research)
Financial Literacy, Pension, Retirement Analysis
article

THE FLOATING BRIDGE: ASSESSING THE POLITICS OF PENSION AND GRATUITY IN NIGERIA

Nnamdi Michael Nwadiogbu, Laura Chinenye Oranika-Umeasiegbu
article en

Abstract

Pension in Nigeria has been very problematic and has provoked a lot of researches. Workers work and retire in good health and suddenly drifted into ailment and abject penury due to non-payment of gratuity and epileptic pension payment. Therefore, this study investigated different pension regimes in Nigeria and their inability to address the plight of the retirees. The study adopted qualitative research methodology and content analysis technique was used as medium of analysis. After interrogating the nuances of pension in Nigeria, some revelations were made and based on the revelations, the study concludes that: Government should mount awareness campaign drive by in print, electronic and social media. Scale up micro pension in the informal sector. Government should prudently manage the pension fund to ensure that retirees receive their monthly pension instantly at retirement and to reorganize PenCom, PFAs and PFCs, and also organize regular workshops and seminars for the pension agencies and stakeholder.

Zenodo (CERN European Organization for Nuclear Research)
Chukwuemeka Odumegwu Ojukwu University (NG), Nnamdi Azikiwe University (NG)
Decent work and economic growth
Openalex Percentile: Top 94%
Financial Literacy, Pension, Retirement Analysis
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