Well-being is a Right, not a Privilege. It's a Skill
This article argues that financial education is not a luxury but an essential civic competence and strategic investment for societal resilience. It explores the paradox of Eastern Europe’s transition from scarcity to apparent abundance without developing the cultural habits and financial skills needed for stability. Financial literacy is presented as both science and art—combining economic rigor with behavioral insight—and as a form of democratic emancipation that empowers individuals to transform uncertainty into strategy and risk into opportunity. The text emphasizes the interdisciplinary nature of financial education, its role in fostering autonomy, and its potential to strengthen economic health at both individual and national levels. Ultimately, the piece calls for systemic integration of financial education as a cornerstone for sustainable well-being and inclusive progress.
Authors
- Adrian Leonard Mociulschi (ORCID: https://orcid.org/0009-0006-9328-8518)
Institutions
- National University of Music Bucharest (RO)
Publication Details
- Journal
- Zenodo (CERN European Organization for Nuclear Research)
- Published
- 2025-12-17
- DOI
- https://doi.org/10.5281/zenodo.18175935
- Primary Topic
- Financial Literacy, Pension, Retirement Analysis
- Type
- article
- Field-Weighted Citation Impact
- 0.00