The Unaffordability of Affordable Care Act Health Insurance Plans

Excessive plan choice creates significant challenges for consumers in selecting appropriate coverage. The magnitude of premiums and deductibles is unsustainable due to the financial burdens they place on the individual ACA consumer and/or the American taxpayer.

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Publication Details

Journal
Medical Care
Published
2026-01-05
DOI
https://doi.org/10.1097/mlr.0000000000002280
Primary Topic
Healthcare Policy and Management
Type
article
Field-Weighted Citation Impact
0.00
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article

The Unaffordability of Affordable Care Act Health Insurance Plans

Cheryl L. Damberg, Risha Gidwani
Medical Care
Healthcare Policy and Management
article

The Unaffordability of Affordable Care Act Health Insurance Plans

Cheryl L. Damberg, Risha Gidwani
article en

Abstract

Excessive plan choice creates significant challenges for consumers in selecting appropriate coverage. The magnitude of premiums and deductibles is unsustainable due to the financial burdens they place on the individual ACA consumer and/or the American taxpayer.

Medical CareVol. 64(3)
RAND Corporation (US)
No poverty
Openalex Percentile: Top 98%
Healthcare Policy and Management
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The Unaffordability of Affordable Care Act Health Insurance Plans — Cheryl L. Damberg, Risha Gidwani · Medical Care (2026) | TGRS Research Map | TGRS