Mapping the evolution of FinTech and digital payments: a bibliometric analysis of the shift to a cashless economy (2015–2024)

Purpose This study provides a comprehensive, decade-long bibliometric map of the FinTech and digital payments research landscape (2015–2024). It aims to identify the field's intellectual structure, most influential contributors, thematic concentrations and persistent research gaps to guide future academic and policy efforts. Design/methodology/approach The study employs a bibliometric approach using data from the Web of Science (WoS) Core Collection. Biblioshiny, RStudio and VOSviewer were used to conduct performance analysis, co-citation analysis, thematic mapping and co-authorship networks. A total of 4,471 documents were analyzed, and patterns in publication trends, citation influence, keyword co-occurrence and institutional affiliations were explored. Findings Results show an exponential growth in FinTech-related publications, with China, the United States and the EU leading global research output. Blockchain, AI, CBDCs and DeFi dominate thematic clusters. Despite rapid advancements, substantial gaps remain in regulatory harmonization, cybersecurity resilience. The findings also highlight significant regional disparities in research focus and a modest level of international collaboration. Originality/value As one of the first decade-long bibliometric evaluations of the FinTech field, this study provides a crucial data-driven foundation for academics, policymakers and practitioners. It offers a definitive map of the field's trajectory, highlights its most pressing challenges, and provides a clear basis for shaping future research agendas to foster a more inclusive and resilient global digital financial ecosystem.