Financial Literacy and Investment Outcomes

This study examines the impact of financial literacy on personal investment decisions among school teachers in Sri Lanka. The main objective is to determine how components like money management and financial skills influence investment outcomes. The research employs multiple regression analysis to identify the significance of these financial literacy dimensions. Results show that money management and financial skills significantly impact teachers’ ability to make informed investment decisions. This highlights the need for tailored financial education programs targeting teachers, aiming to enhance their financial stability and professional satisfaction. These programs can contribute to fostering a financially literate community, which is essential for broader economic health. The study also emphasizes the importance of financial literacy in both personal and professional domains, as financially literate teachers can guide their students in making sound financial decisions, creating a positive ripple effect. While limited by sample size and potential response biases, the findings offer valuable insights for policymakers and educational institutions.