Migrant women’s indebtedness and (im)mobilities in the handloom industry of Assam (India)

This study examines how Assamese women weavers in Sualkuchi’s handloom industry finance their everyday lives and assess risks and opportunities through various types of debt and migration. Existing literature primarily focuses on debt-financed transnational migration or internal seasonal migrants becoming indebted to intermediary contractors. Our study extends the field through an examination of non-seasonal migrant women weavers’ reliance on debt. We distinguish various, intersecting forms of debt which reflect the financialisation of everyday lives. Our data demonstrates that migration is a widespread strategy to avoid incurring more high-interest debt in home villages. After migrating to Sualkuchi, weavers borrow both from employers and within mutual aid migrant networks. Debt is incurred to repay existing debt, to cover everyday costs, and to make investments. Migrant women’s life-courses are shaped by both migration and financialisation, offering opportunities they could not access otherwise, while also limiting choices in other aspects.

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Publication Details

Journal
Development in Practice
Published
2025-12-22
DOI
https://doi.org/10.1080/09614524.2025.2604179
Primary Topic
Microfinance and Financial Inclusion
Type
article
Field-Weighted Citation Impact
0.00
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article

Migrant women’s indebtedness and (im)mobilities in the handloom industry of Assam (India)

Silke Roth, Nandini Das
Development in Practice
Microfinance and Financial Inclusion
article

Migrant women’s indebtedness and (im)mobilities in the handloom industry of Assam (India)

Silke Roth, Nandini Das
article en

Abstract

This study examines how Assamese women weavers in Sualkuchi’s handloom industry finance their everyday lives and assess risks and opportunities through various types of debt and migration. Existing literature primarily focuses on debt-financed transnational migration or internal seasonal migrants becoming indebted to intermediary contractors. Our study extends the field through an examination of non-seasonal migrant women weavers’ reliance on debt. We distinguish various, intersecting forms of debt which reflect the financialisation of everyday lives. Our data demonstrates that migration is a widespread strategy to avoid incurring more high-interest debt in home villages. After migrating to Sualkuchi, weavers borrow both from employers and within mutual aid migrant networks. Debt is incurred to repay existing debt, to cover everyday costs, and to make investments. Migrant women’s life-courses are shaped by both migration and financialisation, offering opportunities they could not access otherwise, while also limiting choices in other aspects.

Development in Practice
Institute of Criminology (SI)
Reduced inequalities
Openalex Percentile: Top 22%
Microfinance and Financial Inclusion
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Migrant women’s indebtedness and (im)mobilities in the handloom industry of Assam (India) — Silke Roth, Nandini Das · Development in Practice (2025) | TGRS Research Map | TGRS