Designing a conditional cash transfer (CCT) waqf model to prevent stunting in Indonesia: insights and adaptation from the family hope program

Purpose This study aims to design conditional cash transfer (CCT) model for waqf distribution, based on evaluations of the family hope program (FHP) and expert insights, to address stunting in Indonesia. Design/methodology/approach Adopting a qualitative approach, this research uses library research and in-depth interviews with experts to identify the strengths and limitations of the FHP model and adapt its components for a waqf-based distribution framework. Findings The study proposes a CCT-based waqf distribution model, which is structured based on the FHP but adapted to address its key challenges, namely, data inaccuracy and limited mentoring effectiveness. The proposed model introduces improvements such as using institutional data for better targeting, engaging health experts for mentoring and integrating a reward and sanction mechanism. Practical implications This model provides a strategic framework for Islamic philanthropic institutions to distribute waqf more effectively in combating stunting. Collaboration with government agencies can enhance its implementation of the CCT-based waqf model, supporting national efforts to reduce stunting and achieve Sustainable Development Goals targets. Originality/value This study advances the literature by being the first to systematically adapt Indonesia’s FHP into a waqf-based CCT model. The novelty lies in positioning waqf as a productive and perpetual instrument, while integrating FHP’s targeting, conditionality and delivery systems into a Sharia-compliant framework. This integration provides a distinctive conceptual and practical contribution to Islamic social finance and stunting prevention policy.

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Publication Details

Journal
Qualitative Research in Financial Markets
Published
2025-12-23
DOI
https://doi.org/10.1108/qrfm-12-2024-0379
Primary Topic
Islamic Finance and Banking Studies
Type
article
Field-Weighted Citation Impact
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article

Designing a conditional cash transfer (CCT) waqf model to prevent stunting in Indonesia: insights and adaptation from the family hope program

Irham Zaki, Husnul Mirzal, Sulaeman Sulaeman
Qualitative Research in Financial Markets
Islamic Finance and Banking Studies
article

Designing a conditional cash transfer (CCT) waqf model to prevent stunting in Indonesia: insights and adaptation from the family hope program

Irham Zaki, Husnul Mirzal, Sulaeman Sulaeman
article en

Abstract

Purpose This study aims to design conditional cash transfer (CCT) model for waqf distribution, based on evaluations of the family hope program (FHP) and expert insights, to address stunting in Indonesia. Design/methodology/approach Adopting a qualitative approach, this research uses library research and in-depth interviews with experts to identify the strengths and limitations of the FHP model and adapt its components for a waqf-based distribution framework. Findings The study proposes a CCT-based waqf distribution model, which is structured based on the FHP but adapted to address its key challenges, namely, data inaccuracy and limited mentoring effectiveness. The proposed model introduces improvements such as using institutional data for better targeting, engaging health experts for mentoring and integrating a reward and sanction mechanism. Practical implications This model provides a strategic framework for Islamic philanthropic institutions to distribute waqf more effectively in combating stunting. Collaboration with government agencies can enhance its implementation of the CCT-based waqf model, supporting national efforts to reduce stunting and achieve Sustainable Development Goals targets. Originality/value This study advances the literature by being the first to systematically adapt Indonesia’s FHP into a waqf-based CCT model. The novelty lies in positioning waqf as a productive and perpetual instrument, while integrating FHP’s targeting, conditionality and delivery systems into a Sharia-compliant framework. This integration provides a distinctive conceptual and practical contribution to Islamic social finance and stunting prevention policy.

Qualitative Research in Financial Markets
Universitas Airlangga (ID), Universitas Islam Negeri Ar-Raniry (ID)
Openalex Percentile: Top 25%
Islamic Finance and Banking Studies
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