The Interplay between Fintech and Green Finance in Saudi Arabia: The Moderating Role of Education and Experience

The adoption of innovative technologies in the financial sector enables firms to enhance their ‎sustainability performance. This study focuses on examining the relationship between FinTech ‎adoption and green initiatives of financial institutions in Saudi Arabia. It also investigates the ‎moderating effects of education and experience of the respondents in the relationship between ‎FinTech and green activities. Data was collected via a questionnaire survey from 304 individuals ‎working in financial institutions in Saudi Arabia. The Pearson correlation, PLS-SEM, and ‎hierarchical regression find a statistically significant and positive link between FinTech adoption ‎and financial institutions’ green activities. No significant moderating effects of education and ‎experience are observed. Based on the results, the study highlights important policy and practical ‎implications‎.