TEACHERS PERCEPTIONS AND ATTITUDES TOWARDS UNIFIED PAYMENT INTERFACE (UPI) SYSTEM IN INDIA: A CASE STUDY OF GOVERNMENT TEACHERS IN TELANGANA STATE

The Digitalization is need of country because it is important to develop the financial sector as per the modern age requirement and to face the competitions with developing countries. The PM Narendra Modi started a mission Digital India in 2017 for removing hidden money and black money from the country. The Digital India programme is a flagship programme of the Government of India with a vision to transform India into a digitally empowered society and knowledge economy. The present paper focuses on understand the importance of digital payments in India and performance of digital payment 2017-18 to 2024-25. And also study the teachers’ perceptions, attitudes and satisfaction level with regards unified payment interface (UPI) in Telangana State. This study covered both primary and secondary source of data. The study reveals that the digital payment transactions have significantly increased as a result of coordinated efforts of the Government as a whole, along with all stake holders concerned, from 1,45,902 lakh volume of transactions brings the digital payment value to Rs. 13,69,86,734 crore in 2017-18 to 22,19,815 lakh volume of transactions with digital payment value of 28,62,00,103 crore in 2024-25.