Neuromorphic graph-analytics engine detecting synthetic-identity fraud in real-time: Safeguarding national payment ecosystems and critical infrastructure

The proliferation of synthetic identity fraud poses an unprecedented threat to the United States' financial infrastructure, with estimated annual losses exceeding $6 billion across payment ecosystems. This research presents a novel neuromorphic graph-analytics engine designed to detect synthetic identity fraud in real-time, leveraging advanced graph neural networks (GNNs) and transformer-based architectures to protect critical national payment systems. The proposed framework integrates heterogeneous temporal graph analysis with cloud-optimized streaming capabilities, achieving a 97.3% detection accuracy while maintaining sub-millisecond response times. Through comprehensive analysis of transaction networks and entity relationships, this system demonstrates superior performance in identifying sophisticated fraud patterns that traditional rule-based systems fail to detect.

Institutions

Publication Details

Journal
Zenodo (CERN European Organization for Nuclear Research)
Published
2025-08-31
DOI
https://doi.org/10.5281/zenodo.17649185
Primary Topic
Advanced Graph Neural Networks
Type
article
Field-Weighted Citation Impact
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article

Neuromorphic graph-analytics engine detecting synthetic-identity fraud in real-time: Safeguarding national payment ecosystems and critical infrastructure

Zenodo (CERN European Organization for Nuclear Research)
Advanced Graph Neural Networks
article

Neuromorphic graph-analytics engine detecting synthetic-identity fraud in real-time: Safeguarding national payment ecosystems and critical infrastructure

article en

Abstract

The proliferation of synthetic identity fraud poses an unprecedented threat to the United States' financial infrastructure, with estimated annual losses exceeding $6 billion across payment ecosystems. This research presents a novel neuromorphic graph-analytics engine designed to detect synthetic identity fraud in real-time, leveraging advanced graph neural networks (GNNs) and transformer-based architectures to protect critical national payment systems. The proposed framework integrates heterogeneous temporal graph analysis with cloud-optimized streaming capabilities, achieving a 97.3% detection accuracy while maintaining sub-millisecond response times. Through comprehensive analysis of transaction networks and entity relationships, this system demonstrates superior performance in identifying sophisticated fraud patterns that traditional rule-based systems fail to detect.

Zenodo (CERN European Organization for Nuclear Research)
Phoenix (United States) (US)
Industry, innovation and infrastructure
Openalex Percentile: Top 22%
Advanced Graph Neural Networks
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Neuromorphic graph-analytics engine detecting synthetic-identity fraud in real-time: Safeguarding national payment ecosystems and critical infrastructure · Zenodo (CERN European Organization for Nuclear Research) (2025) | TGRS Research Map | TGRS