The impact of fintech on innovation quality: Evidence from Chinese enterprises

We constructed an urban fintech index and analyzed data from 2834 publicly traded Chinese enterprises for the period 2010–2022 to investigate the impact of fintech on the innovation quality of enterprises. The findings indicate that this impact is positively reinforced by the innovation consciousness, risk propensity, and research and development background of senior executives. The heterogeneity analysis reveals that fintech has a more significant impact on the innovation quality of high-tech enterprises, State-owned enterprises, enterprises with effective internal control systems, and those located in cities designated as experimental zones for policy innovation (policy pilot cities).

Institutions

Publication Details

Journal
Journal of Innovation & Knowledge
Published
2025-11-20
DOI
https://doi.org/10.1016/j.jik.2025.100895
Primary Topic
FinTech, Crowdfunding, Digital Finance
Type
article
Field-Weighted Citation Impact
0.00
Controls
|||
ALL TIME
JAN
FEB
MAR
APR
MAY
JUN
JUL
AUG
SEP
OCT
article

The impact of fintech on innovation quality: Evidence from Chinese enterprises

Journal of Innovation & Knowledge
FinTech, Crowdfunding, Digital Finance
article

The impact of fintech on innovation quality: Evidence from Chinese enterprises

article en

Abstract

We constructed an urban fintech index and analyzed data from 2834 publicly traded Chinese enterprises for the period 2010–2022 to investigate the impact of fintech on the innovation quality of enterprises. The findings indicate that this impact is positively reinforced by the innovation consciousness, risk propensity, and research and development background of senior executives. The heterogeneity analysis reveals that fintech has a more significant impact on the innovation quality of high-tech enterprises, State-owned enterprises, enterprises with effective internal control systems, and those located in cities designated as experimental zones for policy innovation (policy pilot cities).

Journal of Innovation & KnowledgeVol. 12
Qingdao University (CN), Dongbei University of Finance and Economics (CN)
Industry, innovation and infrastructure
Openalex Percentile: Top 30%
FinTech, Crowdfunding, Digital Finance
AI Navigator

Ask Laika to Summarize, Analyze, and Connect papers live on the map.

Summarize Papers & Methodologies

Extract key findings, datasets, and comparative methods across publications.

Benchmark Rankings & Visual Analytics

Rank top research institutions, authors, funders, topics, and journals by Field-Weighted Citation Impact (FWCI) and paper volume with instant charts.

Connect Distant Disciplines

Bridge topological clusters on the map to find hidden collaborative intersections.