U.S. and Global Virtual Currency Framework: A Strategic Blueprint for Regulation, Innovation, and Trust

This framework introduces a unified, risk-informed approach to regulating virtual currencies (VCs) to balance innovation, systemic risk mitigation, investor protection, and financial stability. It emphasizes clarity, accountability, interoperability, and international coordination drawing insights from fragmented regulatory environments (e.g., Nigeria’s experience). The model ensures a harmonized approach for the U.S. and global jurisdictions while fostering trust and efficiency in the virtual asset ecosystem. **Suggested Citation**: Bassey, M.J. (2025). *U.S. and Global Virtual Currency Framework: A Strategic Blueprint for Regulation, Innovation, and Trust.* SSRN & Zenodo. https://zenodo.org/record/15815553 and https://ssrn.com/abstract=5281456 © 2025 Michael James Bassey. This work is licensed under CC BY 4.0.