Islamic Home Financing Research: A Bibliometric Mapping and Future Research Directions

The increasing demand for housing financing based on Islamic principles has positioned Islamic Home Financing (IHF) as one of the fastest-growing products within the Islamic banking industry. This phenomenon has triggered a range of academic studies exploring aspects such as financing contracts, consumer behaviour, affordability, and regulatory frameworks. However, these studies remain fragmented, lacking a comprehensive overview of the knowledge structure and research trajectory within the field. This study aims to map the scholarly landscape of IHF through a bibliometric analysis focusing on three main dimensions: co-authorship, co-occurrence, and co-citation. Based on 54 Scopus-indexed documents published between 2000 and 2025, the data were analyzed using VOSviewer. The findings indicate that collaboration networks are dominated by Hanudin Amin from Malaysian institutions, with emerging cross-country and cross-disciplinary partnerships that include sustainability issues. Keyword analysis highlights "Islamic home financing" as a central term, closely associated with the integration of social and commercial finance, consumer behaviour theory (TPB), and environmental concerns. Co-citation analysis reveals a heavy reliance on conventional literature, with classical theories such as TRA and TPB serving as foundational references. The limited research on risk-related issues suggests a significant research gap. This study contributes to the development of a more integrative theoretical foundation for academics and provides practical insights for Islamic banks in designing competitive, sustainable, and globally responsive IHF products.