CREDIT RISK ASSESSMENT AND DETERMINATION OF BORROWERS' CREDIT WORTHINESS IN COMMERCIAL BANKS
Abstract : This article commerce in banks credit risk systematic assessment and debt recipients on credit competence determination methodology offer In the study credit risk components — default probability of default (PD), happened when loss (LGD ) and default during exposure (EAD) — integrated without seeing IFRS 9 requirements are being implemented based on expected credit losses ( ECL ) calculation approach working is released.
Publication Details
- Journal
- Zenodo (CERN European Organization for Nuclear Research)
- Published
- 2025-10-24
- DOI
- https://doi.org/10.5281/zenodo.17450941
- Primary Topic
- Advanced Electron Microscopy Techniques and Applications
- Type
- article
- Field-Weighted Citation Impact
- 0.00