The Effect of Ease of Use, Service Features, Benefits, Trust, Security, and Risk on Interest in Using LINKAJA SYARI'AH E-Wallet

This study aims to determine the effect of ease of use, service features, usefulness, trust, and risk on the interest in using the LinkAja Syariah e-wallet in Banjarmasin City. This study uses a quantitative research method. By using purposive sampling from E-Wallet transaction users in responding to challenges in digital economic transactions. The sampling method uses a purposive sampling technique. So that a sample of 100 respondents was obtained. Analysis of the data obtained using hypothesis analysis to determine the effect of ease of use, service features, usefulness, trust, security, and risk on E-Wallet service features. Based on the research results 1) ease of use (X1) does not have a significant effect on the interest in using the LinkAja Syariah e-wallet, obtaining a sig. value of 0.368>0.05. 2) service features (X2) have a significant effect on the interest in using the LinkAja Syariah e-wallet by obtaining a sig. value of 0.024<0.05. 3) usefulness (X3) does not have a significant effect on the interest in using the LinkAja Syariah e-wallet, obtaining a sig. value of 0.107>0.05. 4) trust (X4) does not have a significant effect on the interest in using the LinkAja Syariah e-wallet, obtaining a sig. value of 0.710>0.05. 5) security (X5) has a significant effect on the interest in using the LinkAja Syariah e-wallet by obtaining a sig. value of 0.000<0.05. and 6) Risk (X6) has no significant influence on the interest in using the LinkAja Syariah e-wallet by obtaining a sig. value of 0.372>0.05. The findings of this study show that E-wallet transactions play a very important role in meeting community needs.

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Publication Details

Journal
Assyarikah Journal of Islamic Economic Business
Published
2025-06-30
DOI
https://doi.org/10.28944/assyarikah.v6i1.2154
Primary Topic
Salivary Gland Disorders and Functions
Type
article
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0.00
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article

The Effect of Ease of Use, Service Features, Benefits, Trust, Security, and Risk on Interest in Using LINKAJA SYARI'AH E-Wallet

Assyarikah Journal of Islamic Economic Business
Salivary Gland Disorders and Functions
article

The Effect of Ease of Use, Service Features, Benefits, Trust, Security, and Risk on Interest in Using LINKAJA SYARI'AH E-Wallet

article en

Abstract

This study aims to determine the effect of ease of use, service features, usefulness, trust, and risk on the interest in using the LinkAja Syariah e-wallet in Banjarmasin City. This study uses a quantitative research method. By using purposive sampling from E-Wallet transaction users in responding to challenges in digital economic transactions. The sampling method uses a purposive sampling technique. So that a sample of 100 respondents was obtained. Analysis of the data obtained using hypothesis analysis to determine the effect of ease of use, service features, usefulness, trust, security, and risk on E-Wallet service features. Based on the research results 1) ease of use (X1) does not have a significant effect on the interest in using the LinkAja Syariah e-wallet, obtaining a sig. value of 0.368>0.05. 2) service features (X2) have a significant effect on the interest in using the LinkAja Syariah e-wallet by obtaining a sig. value of 0.024<0.05. 3) usefulness (X3) does not have a significant effect on the interest in using the LinkAja Syariah e-wallet, obtaining a sig. value of 0.107>0.05. 4) trust (X4) does not have a significant effect on the interest in using the LinkAja Syariah e-wallet, obtaining a sig. value of 0.710>0.05. 5) security (X5) has a significant effect on the interest in using the LinkAja Syariah e-wallet by obtaining a sig. value of 0.000<0.05. and 6) Risk (X6) has no significant influence on the interest in using the LinkAja Syariah e-wallet by obtaining a sig. value of 0.372>0.05. The findings of this study show that E-wallet transactions play a very important role in meeting community needs.

Assyarikah Journal of Islamic Economic BusinessVol. 6(1)
Universitas Islam Kalimantan Muhammad Arsyad Al Banjary (ID)
Sustainable cities and communities
Openalex Percentile: Top 41%
Salivary Gland Disorders and Functions
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The Effect of Ease of Use, Service Features, Benefits, Trust, Security, and Risk on Interest in Using LINKAJA SYARI'AH E-Wallet · Assyarikah Journal of Islamic Economic Business (2025) | TGRS Research Map | TGRS