The Authority of the District Court in Adjudicating Sharia Life Insurance Disputes

Based on Decision Number 693/Pdt.G/2024/PN.Mdn. Medan District Court. This study examines the unlimited authority of the District Court to examine and decide on Sharia life insurance disputes. The primary objective of this study is to determine the legal basis and consequences of ordinary courts adjudicating Sharia economic cases, even though Religious Courts have normative authority over such cases under Law No. 3 of 2006 and Constitutional Court Decision No. 93/PUU-X/2012. This study examines several aspects of procedural law and judicial organization using a legal-normative methodology and case studies. The findings indicate that although the judges in the decision granted the exception related to absolute jurisdiction, the lawsuit registration process was still accepted by the District Court due to the limited administrative role of the court clerk as regulated in Perma No. 1 of 2019 and Perma No. 7 of 2015. This situation creates inconsistency between legal substance and administrative mechanisms. Therefore, this ruling is not only relevant in legal terms but also serves as a point of systemic evaluation of judicial practices and the urgency of reforming the Islamic economic legal system in Indonesia. This study is expected to strengthen the understanding of the division of absolute authority and encourage regulatory harmonization and increased professionalism in Islamic judicial institutions.