Challenges and Technological Solutions in Nigeria's Private Health Insurance Sector: A Qualitative Analysis.

Nigeria's private health insurance sector faces multifaceted challenges that impede its growth and effectiveness in delivering quality healthcare coverage. This paper examines the critical obstacles confronting the industry, including economic constraints, regulatory complexities, provider-related issues, and systemic inefficiencies. Additionally, it explores how technological innovations can transform service delivery, enhance operational efficiency, and improve patient outcomes. Through the comprehensive analysis of current challenges and emerging technological solutions, this review provides insights into the path forward for sustainable growth in Nigeria's private health insurance landscape.